Singapore-first Non-custodial model

Payment operations, without the setup burden.

PSOI Pay helps SMEs implement payment links, hosted checkout, recurring billing, reconciliation and workflow automation through licensed payment partners.

View packages

Payment processing and settlement are provided by licensed partners under separate terms. PSOI Pay does not receive or hold customer funds.

Operations overview
Today
Matched paymentsS$4,824.8036 partner events
Open invoices12S$8,430 due
Exceptions2Needs review
Payment statusPartner data
Loading matched status…
Recent activity
  • Invoice PP-1048Matched to partner event+S$860
  • Studio membershipRecurring payment confirmed+S$129
  • Invoice PP-1041Webhook status mismatchReview
PSOI Pay displays workflow status. Your licensed partner remains the authoritative source for processing and settlement.
Licensed partner processingRegulated payment activity stays with the approved provider.
No custody of fundsPSOI Pay does not hold payer or merchant settlement money.
Guided implementationA real team supports onboarding, integration and UAT.
Operational visibilityTrack status, reconciliation and exceptions clearly.

Managed payment operations

One accountable team from setup to reconciliation.

Start with the workflow that removes the most friction. Add modules as your business and partner approval allow.

Start collecting quickly

Payment links

Generate partner-hosted payment links, share them with customers and keep the resulting status visible to your team.

  • Partner-hosted payment entry
  • Branded customer journey
  • Status and reminder workflow
Availability depends on the selected licensed partner, business profile and approved use case.

Recommended launch packages

Clear software pricing. Partner fees kept separate.

Choose a practical starting point. We confirm scope, eligibility and the implementation plan before any commitment.

For new or low-volume SMEs

Starter

S$49/ month
S$350 onboarding
  • Payment links
  • Invoice and status dashboard
  • Email reminders
  • Standard onboarding support
Best for most SMEs

For established SMEs

Growth

S$129/ month
S$750 onboarding
  • Hosted checkout
  • Recurring billing workflows
  • Reconciliation and exceptions
  • Priority implementation support

For complex workflows

Scale

From S$299/ month
From S$2,500 onboarding
  • Custom integrations
  • Advanced workflow automation
  • Dedicated reviews
  • Scoped implementation plan

What these prices cover: PSOI Pay software, onboarding and support. Licensed partner processing fees, reserves, settlement timelines and approval terms are quoted separately by that partner.

Built around real SME workflows

Best for businesses that need more than a self-service gateway.

PSOI Pay combines practical advice, implementation and ongoing operational support.

01

Newly incorporated businesses

Move from company setup to a practical payment acceptance plan with the right documents and partner route.

Discuss your workflow
02

Professional services

Connect invoices, deposits, retainers and recurring billing to a more visible client payment journey.

Discuss your workflow
03

Education, events & memberships

Manage payment links, recurring collections, reminders and failed-payment follow-up in one workflow.

Discuss your workflow
04

Regional SMEs entering Singapore

Coordinate local setup and partner-supported payment acceptance without guessing at the regulated steps.

Discuss your workflow

A controlled route to launch

Know the owner, status and next step at every stage.

A standard onboarding target is within ten business days after complete documents, excluding payment-partner review time.

  1. Step 1

    Map the workflow

    We review your business model, payment methods, currencies, systems and operational pain points.

  2. Step 2

    Confirm partner fit

    We help prepare the application; the licensed partner performs its own onboarding and approval.

  3. Step 3

    Implement and test

    PSOI Pay configures the workflow, integration, roles and status mapping, then completes UAT with you.

  4. Step 4

    Launch and improve

    We verify the first transaction and reconciliation, then support exceptions, reporting and adoption.

Clear operating boundary

Software and support from PSOI Pay. Regulated payment activity from licensed partners.

That separation is deliberate. It keeps the launch model transparent and makes responsibilities easier for merchants to understand.

PSOI Pay

Software & operations

  • Requirements and onboarding support
  • Checkout and workflow integration
  • Status, reconciliation and reporting
  • Support and exception coordination

Licensed partner

Processing & settlement

  • Merchant approval and account
  • Sensitive payment data capture
  • Payment authorisation and processing
  • Settlement, refunds and disputes
PSOI Pay does not receive, hold, pool or settle customer funds.

Common questions

Clear answers before you begin.

We confirm the exact product scope, partner arrangement and responsibilities before onboarding.

Is PSOI Pay a bank or licensed payment provider?

No. PSOI Pay provides software, implementation, reconciliation and support. Regulated payment processing, fund movement and settlement are performed by the licensed payment partner under separate terms.

Does PSOI Pay receive or hold customer funds?

No. The launch model is non-custodial. Payer funds move through the licensed partner’s approved flow, and PSOI Pay does not own or control merchant settlement accounts.

Are processing fees included in the package price?

No. PSOI Pay’s software and onboarding fees are separate. Partner processing fees, approval criteria and settlement timelines are quoted and contracted by the licensed payment provider.

How long does onboarding take?

For a standard, complete application, the operating target is ten business days excluding partner review time. The actual timeline depends on document quality, business model and partner approval.

Can PSOI Pay integrate with our website or accounting tools?

Yes. Website, CRM and accounting integrations are part of the service scope. We confirm the supported systems, data flow, testing plan and pricing before implementation.

Start with your workflow

Tell us how your customers pay today.

We will map the practical first setup, identify likely partner requirements and give you a clear route to launch.

No obligation. Partner approval is always separate.